Economic challenges across the globe have spurred companies of all sizes to review their risk profiles, but their subsequent approaches are not necessarily clear cut.

A recent survey, conducted by three insurance organizations in conjunction with the 2009 Enterprise Risk Management (ERM) Symposium held in Chicago in late April, asked actuaries and other risk experts about their risk management decisions. The survey found that 46% of the respondents' organizations have assumed less risk following the recent economic crisis, while 37% made no change in their risk approach. Just 6% of the respondents, however, said their organizations had taken on more risk.

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