John Hancock has expanded its Vitality program, which gives users premium discounts and other benefits based on data from wearable technology, to its indexed universal life products. The company had initially launched Vitality for standard universal life and term insurance products.

Vitality policyholders accumulate "Vitality Points" after their policy is issued and when they complete health-related activities like exercising or getting a flu shot. The number of Vitality Points a policyholder earns over the course of a year determines their program status level.

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