As the insurance industry continues to recover from an ailing economy, the focus on life insurers’ overall financial health has been largely a “wait-and-see” one. Unlike property/casualty carriers, whose cash flow is relatively fluid, life insurers’ success is tied largely to superior, sustained financial management.
In particular, small life companies ($10 million to $500 million in premium) are often overlooked by financial analysts. Yet, their performance through the financial crisis indicates that the industry as a whole could learn from this subgroup, notes a new report by Conning Research & Consulting.
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