Last week, Bill Kenealy highlighted a recent Accenture study that revealed that 62% of insurers surveyed planned on expanding into new geographic markets. And why not? Disruptive markets often spawn new thinking, and that includes interesting perspectives about how the carrier can still grow the business.

Recent Forrester research has shown that certain emerging insurance markets like the BRIC (Brazil, Russia, India and China) countries and parts of the Middle East are weathering the economic storms better than other markets, spelling a good growth opportunity. But global expansion even into established markets such as Western Europe is challenging because carriers have to answer questions like:

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