Wind is big business at the Insurance Institute for Business and Home Safety. The organization, based in Tampa with an advanced lab facility in South Carolina, works with its carrier members to learn how various types of storms impact property.

"We can meticulously recreate hurricanes, staright-line windstorms, wildfire ember storms and more," says Julie Rochman, IBHS president and CEO of the applied research group. "We are focused on the things that keep insurers up at night.

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