Americans need disability now more than ever, as a result of the current financial crisis. The results of a new survey show many Americans have less in savings and investments, and are more vulnerable to serious financial hardship in the event they were to become sick or hurt and couldn't work, according to the Life and Health Foundation for Education (LIFE).

More than a quarter (27%) of working Americans say they would have trouble supporting themselves financially "immediately" following a disability that keeps them out of work, while nearly half (49%) would reach that point in a month or less. Three out of four (74%) would face financial trouble within six months.

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