As INN celebrates its 15th anniversary, Novarica Partner Chad Hersh looks 15 years back and 15 years ahead at technology and its impact on insurers.

Republicans turned on Newt Gingrich. There was a great debate over universal health care. Millions viewed photos on NASA's website as a spacecraft sent to Mars beamed back photos. Gridlock gripped Washington as a Democratic president grappled with a Republican congress and an overhaul of Medicare.

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