Nationwide has big plans for its SmartRide usage-based insurance program, including a pay-per-mile option expected to roll out in 2018, according to the insurer’s vice president of personal auto product and pricing Larry Thursby.

“The idea of pay-per-mile has been around a long time, but the tech to enable its delivery is [now] available,” he said. “Transparency as you move to pay-per-mile is important and we’ve learned through customer experiences how they want to engage.”

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