Customer data

Leveraging EHRs, medical claims and historical lab data, insurers can enhance their ability to discover undisclosed tobacco use and improve risk assessment accuracy.

By leveraging vast amounts of data from multiple sources, insurers can analyze customer behaviors and risk factors in real time.

Smartwatches and other wearable technologies have the potential to change the pricing of life insurance policies by offering better data about individuals' mortality risk, according to a new report by reinsurance company Munich Re and analytics firm Klarity.

Gary Hallgren, president of Arity, shares insights into the misconceptions drivers hold and how technology and data analytics can drive positive change in driving habits.

Legacy systems have played in integral part in preserving industry data, but operating multiple systems is inefficient and costly.

Given the vast amounts of information collected and utilized by carriers, they are increasingly functioning as data firms and transforming more traditional practices.

Azim Esmail of ATB Ventures spoke with Digital Insurance about the use of digital identity technology to guard against vulnerabilities in the decentralized identity approach.

As insurers harness the power of connectivity, using data for informed decision-making will be a priority.

Now in his second year with GNY (Greater New York Mutual) Insurance Companies, CIO Vasudevan Veeraraghavan is leading a digital transformation of the insurer's data management to support decision making.

Big data can tell carriers about potential customers and make a preliminary decision on their insurability.