AGENCY AUTOMATION TOOLBlease Research, Easton, Pa., released its newest Full Disclosure operating system. The new system enables life insurance producers and financial advisors full ability to compare universal, whole, variable and survivorship life products. According to the company, Full Disclosure enables apples-to-apples comparisons of policy specifications and costs, illustrated values and premiums, and actual historical and subaccount performance.


Insurance Services Office Inc. (ISO), Jersey City, N.J., has expanded the ISO ClaimSearch antifraud system to provide access to the broadest range of criminal and civil records searches available. The enhancement of ISO ClaimSearch service includes direct access through its Web site to federal, state and county criminal and civil records searches countrywide, the Sheriffs' National Data System and other exclusive online sources. Users also have extensive off-line access to single-county criminal and civil record searches. ISO is providing the searches in partnership with Intellicorp Ltd., Solon, Ohio.


MarketSoft Corp., Lexington, Mass., is offering what it calls the first end-to-end cross-selling solution for linking people and processes across the enterprise. MarketSoft Cross Sell Hub is an enterprise-wide business process engine that connects opportunities-including sales referrals, event-triggered opportunities, retention alerts, and campaign-generated leads-with the line-of-business and channel best able to close them. It automates the identification, creation, delivery, tracking and measurement of cross-selling opportunities across the extended enterprise.


NaviSys Inc., Edison, N.J., released NaviSys Home Office 7.0. The browser-based policy administration system integrates NaviSys' workflow tool and enables access to all administrative functions. NaviSys Home Office empowers life insurers and annuity providers to rapidly develop new products-from the simple to the complex-without programming. Instead, product managers define new products using a reusable features repository and product calculation engine.


Fiserv FSC, a unit of Fiserv Inc., Brookfield, Wis., has introduced GatewayFSC, a multi-state rating engine that enables financial services organizations to deliver accurate auto and homeowner insurance rates to their customers in a Web-based environment. GatewayFSC is designed specifically for independent insurance agencies, insurance companies, Internet insurance lead referral and portal development companies, and financial institutions. GatewayFSC is scalable and designed to be used on a client's own server. It can accommodate single-state and simultaneous multi-state rating sessions. In addition, the rating engine can support multi-lingual user interface solutions.


The American Council of Life Insurers (ACLI), Washington, D.C., and seven of its member companies have partnered with the Financial Planning Association (FPA) and the National Alliance for Caregiving to develop an interactive, online training program-Planning for Long-Term Care and Caregiving. This Internet-based, continuing education curriculum provides financial planners with information to help their clients plan for their future long-term care needs. The training program is hosted on FPA's Web site at


University Park, Ill.-based Applied Systems Inc. has added a text chat service called Online Real-Time to its service offerings. Online Real-Time enables customers to "chat" with a technician over the Web for quick technical assistance. Online Real-Time is only one of many touch points available to Applied customers. Other support options include Real-Time phone support and a Knowledge Base with over 10,000 solutions.


PC Guardian, San Rafael, Calif., has released Encryption Plus Hard Disk 7.0, the company's boot-sector access-control and full hard disk data-encryption solution for the enterprise. Encryption Plus Hard Disk 7.0 encrypts a computer's entire hard disk. It uses the Rijndael Advanced Encryption Standard (AES) algorithm with a 256-bit encryption key designed to specifications defined in Federal Information Processing Standard (FIPS) 197. It works with Windows XP, 2000, and NT.

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