For Manitoba Public Insurance (MPI), a provincial crown corporation, the mission is simple: Take the liability issues out of auto accidents and create a no-fault, pay-what-is-needed system that protects all citizens, temporary residents and even visitors from financial losses incurred as a result of automobile accident injuries or death.

The public auto insurer's Personal Injury Protection Plan (PIPP), launched in 1994, is a no-fault insurance program that provides a wide array of benefits and entitlements, including income replacement, unlimited medical and rehabilitation expense coverage, coverage for personal care expenses, death and funeral payments, child care and personal expenses, student indemnity payments, permanent impairment payments and enhanced benefits for those catastrophically injured in auto accidents.

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