If Novarica’s Chad Hersh had a crystal ball, he would have told insurance technology attendees at a technology user conference in Austin this morning that the future is already here.

Hersh, partner at New York research and advisory firm Novarica, addressed more than 100 attendees at MajescoMastek’s annual user meeting in Austin, telling the audience that the risks being managed today are not the risks that insurers will encounter tomorrow.

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