While the nation currently ponders its collective safety on the roads as the furor regarding the massive Toyota recall continues to build—and now add to that reports of Honda voluntarily adding 437,763 vehicles to the list for faulty airbags—additional questions remain for both consumers and insurers regarding claims responsibility.

Personal and commercial lines auto insurers that cover Toyota vehicles, such as Allstate and State Farm, are now reviewing accident claims that were otherwise considered closed to determine driver vs. mechanical problems such as the now-known vehicle’s acceleration.

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