Record high catastrophe losses in 2011 have not caused insurance premiums to skyrocket, according to the “Risk and Insurance Management Society Benchmark Survey,” which finds that the Total Cost of Risk (TCOR) has increased only moderately over the last year.

The annual survey, which was produced with Advisen LTD, also emphasizes the value of using TCOR to track and report on risk management programs and examines the risks effecting individual sectors, including social media.

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