Tomorrow's workforce will be older, heavier and unable to retire, according to CIGNA's disability claim operations leader Mark Marsters. Speaking at the recent national Disability Consulting Group (DCG) conference, Marsters outlined the profile of the future workforce and some of the major factors likely to shape integration of health and disability benefits in the next decade.Health care costs, the aging workforce, and the economy are three of the main suspects that will conspire to shock the health and disability industry, according to Marsters, senior vice president at Philadelphia-based CIGNA Disability Management Solutions.

"Health care will continue to drive costs, a problem that will become even more urgent with the aging workforce. The aging workforce will drive greater incidences of disability. The economy may force companies to push their employees even further to boost productivity, which may in turn result in greater stress-related disability," Marsters explained.

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