Travelers is the latest carrier to throw its hat into the ring of usage-based insurance smartphone apps, after the company introduced one for its IntelliDrive program earlier this year.

Currently available in app form in Minnesota and Nevada, Intellidrive’s goal, like many UBI programs, is to help customers better understand their driving habits for pricing benefits Travelers provides driver feedback that, if acted upon, can lead to additional savings. Elaine Montgomery-Baisden, Chief Underwriting Officer of Personal Insurance at Travelers, discussed the company's UBI strategy with Digital Insurance.

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