UNFCU Financial Advisors, a United Nations Federal Credit Union-owned company, partnered with Clements International to offer an international term life and personal accident insurance program intended to meet the needs of its members in the field, many of whom work and live in humanitarian crisis and war-torn regions. These policies offer worldwide protection for UNFCU members in high-risk countries, including Iraq, Afghanistan, Pakistan and the Democratic Republic of the Congo.  

Designed with the expatriate and local national in mind, the companies say the program covers natural or accidental death, and coverage for loss due to terrorism. Term life insurance may be purchased alone, or in conjunction with personal accident insurance to protect the financial stability of the policyholder’s survivors. Discounted rates are available for UNFCU members with coverage limits of up to $1 million USD.

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