Boston - A winter storm model for the U.S. that captures the effects of wind, precipitation, and freezing temperatures on insured properties should help insurance companies assess winter storm risk, according to AIR Worldwide Corp. (AIR), a Boston-based member of the ISO family of companies.  

Developed to address the fact that the loss history of most insurers is too brief to reasonably estimate the likelihood of the most extreme losses from winter storms, the model provides insurers with a scientifically based assessment for effective risk management.

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