At this time of year, along with Guy Fawkes celebrations and eating turkey, Celent analysts in the UK, U.S. and France start the process of interviewing CIOs at insurers to understand their plans and priorities for 2011.

Even at this early stage of the research process, there are some interesting differences in the regions. Insurers in Britain appear not to share the U.S. view that we are in a new normal (See Celent report )—a new world of flat growth, weak consumer consumption, high unemployment and low interest rates. In fact, several are planning for growth for 2011 in what is a highly saturated, brutally competitive market. The French insurers we’ve spoken to are more pessimistic and more closely aligned with their U.S. colleagues.

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