There's no question many insurance organizations are interested in better competing on analytics, and are gearing up in different ways, from telematics to data mining. But, for most companies in the insurance industry and beyond, things are only getting started.

Gartner, for one, see business intelligence and analytics virtually exploding beyond its traditional confines of business analysts, and getting baked into every part and parcel of the organization. Here's how Gartner analysts see things playing out over the next few years:

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