My son recently moved to North Carolina and needed to buy a used car and his first insurance policy. “I can help with the insurance,” I suggested, eager to be helpful but also to experience the process through the eyes of a millennial.

I think I understand auto insurance and recommended coverage and liabilities levels and deductibles that I felt were suitable, even conservative. To get started, I suggested he find the type of car he was looking for online so we could use the model and the VIN of an available vehicle (easily found online) as placeholders.

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