There is little doubt that the results of the midterm elections will reverberate throughout the insurance industry.

The real question is how much and where. While the breadth of the Republican victory is impressive (60 seats and control of the House of Representatives and 6 seats in the Senate), it is still probably insufficient to repeal the two recent landmark legislative actions, the Dodd-Frank Wall Street Reform and Consumer Protection Act and the Patient Protection and Affordable Care Act.

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