Weather and Climate Change Risk

In a world assailed by extreme weather, homeowners and purchasers need to know their property's vulnerability to wildfire or flooding. Ratings like those Zillow took down are a big improvement on often outdated federal flood maps and state wildfire maps. 

Data and insights from Aon, Verisk and Cotality.

Smart home technology adoption is especially prevalent among Gen Z and Millennials, according to the 2025 Homeowners Report.

Nikki Devlin, CEO and co-founder of RIC, discusses how policyholders can use parametric insurance to recover from extreme weather events as these risks increase.

California's insurance regulator and a consumer advocacy group continue battles over the funding of the state's home insurer of last resort, and other issues.

ACORD's Somesh Mukherjee, vice president of solution architecture at ACORD Solutions Group, shares the complexities of technology used in weather-related claims processes.

Texas Hill Country saw $1.1 billion in property damage to residential buildings, according to preliminary Cotality estimates.

The lessons learned from Hurricane Katrina can be a catalyst to better manage future risks.

State senator Roland Gutierrez points to National Weather Service cuts, and denial of mitigation project funding. Former FEMA administrator says cuts will worsen disaster impact on smaller communities.

Climate resilience efforts such as new flood defense systems and building codes have offset potential insured losses in New Orleans, according to Swiss Re report.

Catastrophe risk information from government bodies and academic institutions would make it possible to insure more homeowners based on more granular assessment, according to insurance industry professionals.

The Insurance Information Institute report calls for a focus on high-quality data to target insurance availability and affordability in wildfire-prone areas of California.

Misunderstandings over flood insurance coverage can be costly for homeowners when damage occurs.

The Task Force on Climate-related Financial Risks won't be disbanded, according to people familiar with the matter.

The Geneva Association report analyzes the impacts of extreme weather and socioeconomic factors on home insurance availability and affordability.

NASA, Munich Re, The Institutes and others share insights on tech like Earth Observation and Gen AI at ClimateTech Connect 2025.

Insurers are betting on a suite of new AI-driven techniques to better predict surging losses from climate-driven weather catastrophes.

Though microinsurance coverage increased in the last three years, there is an 88% protection gap, according to Microinsurance Network report.

California's insurer of last resort is careening toward another hot and dry summer with its coffers already strained. That's raising the prospect that state residents will need to pick up the bill for more funds.

The global insurance protection gap was last estimated at $1.8 trillion, according to SAS.