Law and regulation

As regulators and insurers work to understand the level of regulatory oversight that is needed for AI innovation, there is a path forward by looking to the recent past. The massive 2015 breach of Anthem’s customer data was a catalyst moment for insurance regulators and led to the Insurance Data Security Model Law now being adopted across the U.S. In this piece, former insurance regulator Jillian Froment lays out five core goals common to AI and cybersecurity that could accelerate the adoption of AI regulation.

Future automobiles will likely need to include passive technology to monitor for driving under the influence and automatic emergency braking.

Insurtech says it hopes to get credit scores out of the underwriting process by 2025.

With the location tracking setting turned off, the Alphabet Inc. unit collects information deceptively through other user settings, according to a lawsuit.

Growing scrutiny of civil authority clauses and what constitutes property damage means the industry is likely to face more pushback.

Several insurers in Maryland and Virginia are seeking double-digit percentage increases in monthly costs for individual medical plans in 2019.

The platform aggregates external data on new business and applications into a single repository to sure up enterprise reporting to regulators.

Despite a harrowing surge in traffic fatalities, drivers appear to be getting worse at avoiding mobile-phone distractions, study finds.

Car accidents are rising, and with them, insurance losses. Here's how carriers can adjust.

The tax bill will dismantle a key piece of the ACA: The individual mandate that requires people to purchase insurance.

Congressional Republicans unveil final details of their plan, which will roll back a key provision of the ACA.

Heavily contested move could have implications for the growing Internet of Things, an emerging technology popular among insurers.

The majority of the funding is designated for Texas and Florida, with most of the commonwealth's needs to be addressed at a later date.

ACA mandate repeal and medical expense deductibility may jeopardize the legislation, legislators say.

Making the change would produce an estimated $338 billion in savings over 10 years that would help legislators meet fiscal targets.

The law is largely based on similar regulation in New York state, but has key differences, lawyers say.

More rules may not be the best answer to protecting financial services against cyber attacks.

Individual state guidelines, dating back as far as the 1800s, cater to old paper-driven market, not a digital world where insurtechs produce data in real-time, says former NAIC president.

While keeping up with regulatory changes remains a big challenge, insurers are focused on cybersecurity and IT risk at high levels.

A bipartisan deal to shore up Obamacare exchanges has “stalled out,” a top Senate Republican said Wednesday.