Insure Think

True road safety will require more than speed enforcement. It will take data-driven insights and collaboration across the entire transportation ecosystem.

Insurers rely on video for faster claims and risk assessment and AI-powered redaction reduces data protection compliance risks.

Legacy IT issues, complicated cloud migrations and budget constraints pose major hurdles to AI adoption.

As EV adoption increases and residential charging becomes the norm, fire risk has emerged as a meaningful coverage concern.

Why next-gen risk models are the key to market resilience.

Many AI strategies focus on high-value tasks that provide new business opportunities for agents and brokers.

Discover how artificial intelligence is reshaping commercial insurance, enhancing efficiency, and driving profitability.

Collaborating with clinical experts helps seed health programs that not only bend the cost curve but also enhance workforce performance and morale.

Three areas for insurance leaders to explore related to the role of tech in risk management.

To stand out, insurers must go beyond the status quo, prioritizing seamless experiences for both customers and employees.

Embedded insurance leverages data and tech to offer coverage seamlessly online, meeting customers when and where they need it.

Making sure younger employees have a clear understanding of their benefit offerings can help them stay healthy and cut down on unnecessary costs.

Insurance needs to move from value chains to ecosystems capable of maximizing value for a customer.

Leveraging EHRs, medical claims and historical lab data, insurers can enhance their ability to discover undisclosed tobacco use and improve risk assessment accuracy.

The crossover between personal and commercial cyber exposures requires a more comprehensive solution for policyholders.

AI can revolutionize insurance and change how companies identify and prevent cyber risks.

By leveraging vast amounts of data from multiple sources, insurers can analyze customer behaviors and risk factors in real time.

Customer expectations continue to evolve, and technology-based strategies must focus on their needs and preferences.

Catastrophes significantly increase claim volume and severity, resulting in extended claims cycles and frustrated policyholders.

Best practices when leveraging Gen AI to more effectively protect data from unauthorized access and cyber threats.

Prioritizing comprehensive healthcare, financial wellness, flexible work policies, mental health support and virtual care provides a competitive edge.

Transform legacy systems to address changing workforce and attract digital natives to the insurance industry.

The inability to react to emerging trends quickly can cost insurers money and customers.

Independent and mid-sized firms must make strategic choices about where and how to adopt new technologies.

The McCarran-Ferguson Act was enacted in 1945 and regulates insurance at the state level to create a competitive market.

Multi-factor authentication is a powerful security measure, but for independent insurance agents, it can disrupt workflows and sap productivity.

Effective claims automation requires a cultural shift that prioritizes people, processes and strategic alignment.

Employers that consider their benefit programs before disaster strikes can make them more accessible to employees when events actually occur.

Insurers can use GenAI to elevate different use cases, from streamlining critical business functions to optimizing financial performance.

DORA applies to roughly 22,000 entities in the EU and violators can face fines of up to 2% of gross revenue.

Several factors are contributing to rising insurance premiums for homeowners.

Rigorous underwriting procedures are improving financial performance in this sector.

The most successful advisory practices will blend human and artificial intelligence to create symbiotic relationships that elevate client experiences.

The CEO of Payroll Integrations shares what to consider when putting together the benefits that different generations need.

The integration of cell phones into daily life makes mobile engagement a top strategic priority for insurers.

Personal liability can strike silently, leaving decision-makers vulnerable to lawsuits and fines that can have devastating potential for personal assets.

As insurtech adoption grows, three trends are emerging.

How being a parent improved one broker's time-management skills and gave him a deeper understanding of the work-life challenges many clients face.

An increase in heavier and autonomous vehicles is making an impact on road safety and car insurance.

There is a need to understand how mental health impacts workers' compensation claims.

Customers want more self-service options, requiring carriers to continue their focus on updating their technology options.

Three lessons in how affinity distribution can drive financial protection and long-term financial goals of communities.

Insurance is about sustainability, it provides a layer of financial support to families, businesses and communities.

The future of insurance isn't about replacing people with machines, but enabling people and technology to collaborate effectively.

After some significant tort reform gains were made in 2023 and 2024, abolishing PIP may no longer be a pipe dream.

Insurtech is allowing carriers and companies to promote safe driving practices and save time and money.

With an estimated one in five corporate employees identifying as neurodivergent, there's a real payoff to making accommodations for this segment of the workforce.

As the number of underwriting rules increases, they create a maze of redundant and sometimes conflicting conditions.

The primary objective of Solvency II was to create a risk-based regulatory framework.

AI solutions must remain ethical, secure, and compliant with industry standards, exceeding regulatory requirements to maintain trust.

By prioritizing strategic technology investments, MGAs can ensure long-term success and continued growth in an ever-evolving market.

Research reveals three key areas where an empathy-first approach from carriers can mitigate stress and improve the overall policyholder experience.