InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Start-up funding

Naspers backs insurer Naked in South African investment push

Its the biggest investment the vehicle has made to date in South African startups.

August 4
Meet the insurtech

Meet the insurtech: Wingsure

Wingsure to fill a gap by providing coverage for farmers in India with a platform that operates like a digital broker.

By Jemma Stephenson
Summer reporting associate

August 4
Auto insurance

Spanish-first auto insurance launches in Texas

Sigo Seguros, available in Spanish and English, offers a mobile-first platform that simplifies the process of getting a quote, signing up, signing paperwork, and processing claims.

By Kaitlyn Mattson
Managing Editor

August 3
Homeowners insurance

Openly joins Policygenius platform

Customers will be able to compare Openly against other insurance agencies on the Policygenius online marketplace.

By Jemma Stephenson
Summer reporting associate

August 3
IPOs

SoftBank-backed Policybazaar seeks to join India’s IPO train

The owner of the SoftBank Group Corp.-backed startup has submitted initial documents with the market regulator for what would be the third-largest Indian debut of 2021.

August 2
Start-up funding

Spotlight on top insurtech funding, July 2021

There were about 36 funding rounds in the insurtech sector in July, according to a review by Digital Insurance and with data from Crunchbase.

By Kaitlyn Mattson
Managing Editor

August 2
Start-up funding

Insurtechs raise nearly $5 billion, most on record, in Q2 2021

Amount raised in this time period was more than all of 2018.

By Kaitlyn Mattson
Managing Editor

July 29

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.