InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

InsureThink Bucking COVID-19, big insurers invest more in insurtech than ever

About $5 billion has been invested in insurtech this year, and top-tier insurers have taken part in more than 60 deals.

November 3

Nathan Golia

Digital Insurance
Insurtech

Reinsurance startup targets wildfires: Roundup

Also: One Inc., Majesco partner; Mercedes-Benz gets into home automation too.

By Nicquana Howard-Walls
Associate Editor

November 2
Artificial intelligence

MS&AD to deploy Tractable AI

The insurer is the parent of Aloi Nissay Dowa Insurance and Mitsui Sumitomo Insurance.

By Nathan Golia
Editor-in-Chief

October 29
Telematics

Root raises $724 million in IPO

The Columbus, Ohio-based company sold 24.2 million shares, together with investors selling 2.6 million shares of their own, at $27 each.

October 28
Digital distribution

AXIS taps Slice for home-business coverage

Amid increased work from home during the coronavirus pandemic, new product to launch with multichannel distribution.

By Nathan Golia
Editor-in-Chief

October 27
InsureThink How insurtechs can learn from e-commerce

I see the insurance industry going through many of the same challenges that we faced early on in e-commerce.

October 27

Arach Tchoupani

Breathe Life
Insurtech

North American insurtechs win Zurich's global competition

The second year of the worldwide competition brings eight regional finalists from four regions.

By Nathan Golia
Editor-in-Chief

October 22

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.