InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

InsureThink Insurance faces a crossroads in post-Coronavirus world

Catastrophe response is the insurance industry's stated goal. But currently, the sector has few answers for consumers.

March 22

Nathan Golia

Digital Insurance
Property and casualty insurance

Insurtech Understory expands parametric hail insurance

Product targets auto dealers in 18 states.

By Dianna Dilworth

March 18
Insurtech

Insurtech NY announces finalists for competition

Early and growth-stage companies will have a chance to win more than $300,000 in prizes.

By Nicquana Howard-Walls
Associate Editor

March 8
Start-up funding

Insurtech riding high in U.S. KPMG

KPMG’s latest Pulse of Fintech report finds insurtech investment in the U.S. rising, bucking wider fintech trends.

By Nicquana Howard-Walls
Associate Editor

March 5
Insurtech

Hartford Insurtech Hub launches life, benefits program

Insurance accelerator expands to new lines of business.

By Nicquana Howard-Walls
Associate Editor

March 3
Homeowners insurance

Insurtech unicorn Hippo navigates next steps

Company retains focus on becoming loss-prevention partner to customers.

March 2
Brokers

BrokerTech Ventures selects 12 for first cohort

The startups selected will gain access to engagement and distribution offerings through BrokerTech Ventures’ nine owners and partners.

By Nicquana Howard-Walls
Associate Editor

February 27

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.