InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

InsureThink 5 ways for insurers to win over tech talent

Carriers have a huge need for bright, qualified technologists, but risk losing ground to other industries.

July 10

Pat Speer

Speer Content Strategy & Development
Connected cars

Meet an insurtech bridging the gap between automakers and insurers

Otonomo collects hundreds of data points from cars and packages them to inform insurers' UBI programs.

By Danni Santana
Associate Editor

July 10
Digital distribution

Insurtech gains momentum among consumers, too

As the sector grows, more policyholders are taking advantage of insurers' digital offerings, according to EY survey.

By Nathan Golia
Editor-in-Chief

July 7
Digital distribution

How Guardian Life plans to go direct to consumer

The life insurer will implement a new core environment from EIS group to reach a larger customer base.

By Nathan Golia
Editor-in-Chief

July 5
Digital distribution

Carriers partner with some insurtechs to hold off others

The insurtech ecosystem includes both potential vendors that insurers want to partner with, and companies that are taking them head on, panel explains.

By Danni Santana
Associate Editor

June 30
Fintech

Insurtechs' advantage: Less dependence on legacy systems

New entrants can benefit from a fresh technology start, say three prominent startup CEOs.

By Gabriel Hauari

June 29
Artificial intelligence

Insurtech check-in: 6 new entrants

These new companies sport telematics, AI and IoT platforms aimed at expediting claims, digital distribution and more.

By Danni Santana
Associate Editor

June 23

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.