InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Cyber security

Major IT outage will challenge insurance coverages – Part 1

A failed software update affected businesses worldwide, but what role will insurance play in covering the anticipated losses?

By Patricia L. Harman
Editor-in-Chief

July 24
Insurtech 2.0

Otonomi expands parametric cargo insurance to more transport modes

The insurtech startup, founded in January 2021, is getting closer to its vision for multimodal end-to-end cargo insurance, with additions of maritime and aviation coverage.

By Michael Shashoua
Senior Editor

July 21
Career moves

John Hancock names head of insurance; American Financial Group CISO: Career moves

John Hancock names head of insurance; American Financial Group promotes JD Rogers to CISO and more career moves.

July 21
InsureThink Insurers face climate risk challenges: Satellites could offer solutions

Satellite technologies are leading the way in mitigating the mounting threats posed by climate change.

July 18

Reijo Pold

Value Space
InsureThink AI in commercial underwriting: Responsible deployment principles and potential pitfalls

The emerging opportunities and risks of AI in our industry.

July 17

Leandro DalleMule

Planck
InsureThink How digital transformation can revitalize insurance industry

In the age of rapid digital transformation, insurers are at a crossroads: embrace innovation or get left behind.

July 15

Vidya Balakrishnan

ServiceNow
Climate change

Climate change is increasing wildfires globally

Researchers studied satellite observations to evaluate extreme wildfire events around the globe.

By Kaitlyn Mattson
Managing Editor

July 14

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.