© 2025 Arizent. All rights reserved.
Workers' compensation

Most expensive worker's comp claims in the restaurant industry

ByDigital Insurance Staff
November 20, 2024 5:30 AM
Complimentary Access Pill
Enjoy complimentary access to top ideas and insights — selected by our editors.
Want unlimited access to top ideas and insights? Subscribe Now

Restaurant employees face workplace hazards every shift, including sharp utensils, slippery floors and open flames. 

The most expensive injury in the restaurant industry is a fracture, with an average cost per claim of $22,837 and 3,919 claims. The most expensive body part injured in the restaurant industry is a disk, with an average payout per claim of $85,130 and 19 claims.

Read more about the most expensive workers' compensation claims in the restaurant industry.

Source: AmTrust Financial

Types of injuries ranked by average cost per claim

Rank Injury Average cost per claim No. of claims
5 Sprain $9,966 5,752
4 Strain $10,671 10,694
3 Multiple physical injuries $14,278 9,333
2 Cumulative injury, not otherwise classified $21,435 1,805
1 Fracture $22,837 3,919

Injured body parts ranked by most expensive average payout per claim

Rank Body part Average payout per claim No. of claims
3 Spinal cord $60,609 182
2 Vertebrae $67,362 37
1 Disk $85,130 19

Most expensive type of injury

Chart showing most expensive workers' comp claims in the restaurant industry, where spinal cord ranks 3rd as the most expensive body part injured with an average payout per claim of $60,609.
Spinal cord ranks 3rd with an average payout per claim of $60,609.
Chart showing most expensive workers' comp claims in the restaurant industry, where vertebrae ranks 2nd as the most expensive body part injured with an average payout per claim of $67,362.
Vertebrae ranks 2nd with an average payout per claim of $67,362.
Chart showing most expensive workers' comp claims in the restaurant industry, where disk ranks 1st as the most expensive body part injured with an average payout per claim of $85,130.
Disk ranks 1st with an average payout per claim of $85,130.

Most expensive body parts injured

Chart showing most expensive workers' comp claims in the restaurant industry, where sprain ranks 5th as the most expensive injury with an average payout per claim of $9,966.
Sprain ranks 5th with an average cost per claim of $9,966.
Chart showing most expensive workers' comp claims in the restaurant industry, where strain ranks 4th as the most expensive injury with an average payout per claim of $10,671.
Strain ranks 4th with an average cost per claim of $10,671.
Chart showing most expensive workers' comp claims in the restaurant industry, where multiple physical injuries ranks 3rd as the most expensive injury with an average payout per claim of $14,278.
Multiple physical injuries ranks 3rd with an average cost per claim of $14,278.
Chart showing most expensive workers' comp claims in the restaurant industry, where cumulative injury ranks 2nd as the most expensive injury with an average payout per claim of $21,435.
Cumulative injury, not otherwise classified ranks 2nd with an average cost per claim of $21,435.
Chart showing most expensive workers' comp claims in the restaurant industry, where fracture ranks 1st as the most expensive injury with an average payout per claim of $22,837.
Fracture ranks 1st with an average cost per claim of $22,837.
Digital Insurance Staff
Workers' compensation Insurance