According to a report from the Insurance Research Council, 1 in 8 motorists, or 12.6 percent, do not carry auto insurance. This represents a downtick from 2003, when 14.9 percent of drivers were uninsured. About 29.7 million motorists in the U.S. are driving uninsured, a slight dip from 29.9 million in 2009, says the IRC report. Payments for uninsured claims total $2.6 billion, a number that is up by 75 percent over the last 10 years. (Data is from 2012, the last year for which information is available.)

The estimated percent of uninsured motorists is highest in Oklahoma (26 percent) and Florida (24 percent), with the total number of drivers without insurance highest in California (4.1 million) and Florida (3.2 million).

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