Auto insurers hoping to keep rates under control can look forward to a happy new year. As Jan. 1, 2010 quickly approaches, Illinois, Kansas, New Hampshire and Oregon are all preparing to enforce stronger laws regarding cell phone use and texting, says Property Casualty Insurers Association of America (PCI).

Of the four state with stronger laws set to take effect on New Year’s Day, Oregon goes the farthest by banning the use of hand held devices and texting for all drivers. The Oregon law also prohibits people under age 18 from using any type of cell phone while driving, while Illinois is placing new restrictions on hand held devices and bans their use in construction and school zones.  Kansas is implementing a ban on all cell phone use and texting for young drivers who have learner's permits and intermediate licenses.  New Hampshire is cracking down on texting and implements a ban on this activity for all drivers. 

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