For the fourth consecutive year, Fort Collins, Colorado has been named "America's Safest Driving City," in the annual "Allstate America's Best Drivers Report."  The average driver in Fort Collins experiences an auto collision every 14.2 years, which is 29.6 percent less likely than the national average of every 10 years, according to Allstate.

View slideshow: The Top 10 Safest Driving Cities in America - 2014

This year, Allstate included new data to uncover how cities rank when factoring in population, population density and precipitation. Allstate also revealed new location factor rankings and historical rankings from the past 10 years in an interactive mapping tool, which can be found here.

"A big part of our job at Allstate is to help our customers prevent bad things from happening,” said Mike Roche, EVP of claims, Allstate. “With that in mind, our actuaries reviewed millions of records to develop this year's report which presents new data to equip them with better driving awareness tools. Allstate is showing drivers that factors like population, a city's density and precipitation may contribute to their driving safety to reveal important lessons on the road."

See also: The 10 Safest U.S. Cities for Driving - 2013

Highlights from the report 
Allstate research found that 70 percent of vehicles involved in auto claims are considered drivable, indicating that most claims are the result of collisions taking place at less than 35 miles per hour; in 2012, 33,500 car crash fatalities occurred according to the National Highway Traffic Safety Administration. Allstate actuaries have conducted in-depth analyses of company claims data to determine the likelihood drivers in America's 200 largest cities will experience a collision compared to the national average for the past ten years.

Internal property damage claims were analyzed over a two-year period, from January 2011 to December 2012, and a weighted average of the two-year numbers was used to determine the annual percentages, Allstate said. The report defines a crash as any collision resulting in a property damage claim. Allstate's auto policies represent nearly 10 percent of all U.S. auto policies, the company said.


America's Best Drivers Top 10 Safest Cities


City & Overall Ranking

Collision Likelihood Compared to National Average

Average Years Between Collisions

1. Fort Collins, Colo.

29.6% less likely


2. Brownsville, Texas

29.5% less likely


3. Boise, Idaho

28.4% less likely


4. Kansas City, Kas.

22.4% less likely


5. Huntsville, Ala.

20.3% less likely


6. Montgomery, Ala.

19.4% less likely


7. Visalia, Calif.

19.1% less likely


8. Laredo, Texas

18.3% less likely


9. Madison, Wis.

17.8% less likely


10. Olathe, Kas.

17.5% less likely


When considering roadway conditions, some cities' rankings changed based on the likelihood for collision and these location factors, Allstate said.

Top 10 Rankings Based on Location Factors



Population Density


All Factors Combined

1. Kansas City, Mo.

1. Fort Collins, Colo.

1. Brownsville, Texas

1. Fort Collins, Colo.

2. Fort Collins, Colo.

2. Boise, Idaho

2. Fort Collins, Colo.

2. Boise, Idaho

3. Brownsville, Texas

3. Visalia, Calif.

3. Kansas City, Kan.

3. Milwaukee, Wis.

4. Mesa, Ariz.

4. Milwaukee, Wis.

4. Huntsville, Ala.

4. Madison, Wis.

5. Boise, Idaho

5. Madison, Wis.

5. Boise, Idaho

5. Visalia, Calif.

6. Kansas City, Kan.

6. Laredo, Texas

6. Montgomery, Ala.

6. Brownsville, Texas

7. Milwaukee, Wis.

7. Lakewood, Colo.

7. Madison, Wis.

7. Mesa, Ariz.

8. Huntsville, Ala.

8. Brownsville, Texas

8. Olathe, Kan.

8. Laredo, Texas

9. Tucson, Ariz.

9. Salinas, Calif.

9. Kansas City, Mo.

9. Eugene, Ore.

10. Montgomery, Ala.

10. Eugene, Ore.

10. Cedar Rapids, Iowa

10. Des Moines, Iowa

Register or login for access to this item and much more

All Digital Insurance content is archived after seven days.

Community members receive:
  • All recent and archived articles
  • Conference offers and updates
  • A full menu of enewsletter options
  • Web seminars, white papers, ebooks

Don't have an account? Register for Free Unlimited Access