AssureStart, a provider of small business insurance coverage online, now is doing business in Colorado, Missouri and Oregon. AssureStart serves small businesses with one to 30 employees.

Small businesses in Colorado, Missouri and Oregon can visit AssureStart.com to get coverage recommendations and a rate quote, purchase a business owner’s policy and download the policy and a certificate of insurance, within 10 minutes. AssureStart said the direct sales process enables it to pass along savings in the form of lower rates.

The platform and recommendation engine can be accessed via laptop, tablet or smartphone. At any point in the application process, prospective customers can contact a licensed insurance professional by phone, email or web chat to ask questions and receive more information.

An emerging demographic of small business owners is working and living in a digital world, said AssureStart. With certificates of insurance available at the point of sale, a small business owner can open for business one day and present the necessary credentials to start working for a client the next, the company added.

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