Efforts to regulate pay-as-you-drive (PAYD) insurance policies will remain the province of the states.
At the
While insurers such as Mayfield Village, Ohio-based
California, for example, approved the pay-as-you-drive regulations for insurance companies in October. Much of discrepancy between states deals with how insurance companies collect mileage data. Acknowledging the concerns of privacy advocates such as the San Francisco-based Electronic Frontier Foundation, California restricts the use locators within vehicles, forcing insurance companies to use other means to verify vehicle mileage.