Do the numbers 705/4 mean anything to you? What about the name Ronald Katz? If not, you may want to pay more attention to what's happening in the patent world.The numbers 705/4 represent the U.S. Patent Office classification for insurance inventions. And, according to industry sources, carriers are woefully oblivious to the spike in patents filed under that classification over the past few years.

They're also unaware of the threats and opportunities that are emerging as a result of the 1998 court decision that opened those floodgates.

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