Life insurance and annuity company Equote now offers indexed universal life insurance (IUL). IUL policies offer individuals the opportunity to have life insurance and an investment fund that can display long-term results, Equote said.

IUL policies enable holders to decide the percentage of their funds that they wish to allocate for indexed portions and investment opportunities. Having an investment vehicle tied to a stock market index can protect one’s family and plan for the future, Equote said.

Benefits of IUL policies include income replacement, debt coverage, estate liquidity, business succession and continuity, final expenses, and mortgage acceleration, Equote said.

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