LOUISVILLE, Ky.-- In response to the growing need for affordable health benefit plans for small and mid-size employers, Humana Inc. today launched SmartExpress, a family of health insurance plans designed for businesses with 2 to 299 employees that want to better control and predict health care costs while giving their employees expanded benefits and a better health plan experience.
Small businesses have struggled in recent years with providing any health insurance coverage -- let alone a plan that offers multiple options -- due to rapidly rising costs. The Kaiser Family Foundation's 2004 Annual Employer Health Benefits Survey revealed that the number of small employers (companies with 3-199 workers) offering health coverage declined from 68 percent to 63 percent over the last three years, leaving an additional five million workers without health insurance.
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