PayPal Inc.'s next round of mobile payment features, including its rumored future as an additional payment system for Google Inc. phones, shows the strength of PayPal's mobile strategy and the weakness of Google's historical approach to payments.

PayPal is exploring many of the more advanced mobile features that even many banks today lack. For example, it plans to join the very thin ranks of companies that allow consumers to make check deposits with mobile phone cameras — adding paper checks as an entirely new funding option for PayPal accounts.

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