Risk managers can put away their stress balls for the moment, as the latest research report from TransUnion finds that risk levels aren't rising. According to the Chicago-based credit and information management firm, its proprietary Insurance Risk Index, which had declined during each of the three previous quarters, showed a slight increase as of the end of Q2 2010. Developed as a risk barometer specifically for the insurance industry, the Insurance Risk Index is designed to show the relative expected loss ratio for market segments throughout the country.

The Insurance Risk Index rose 10 basis points during Q2 2010, rising from 99.18 in Q1 2010 to the current level of 99.28. On a year-over-year basis the Insurance Risk Index is 30 basis points or 0.3% less than its value at the end of Q2 2009. In fact, with the 0.3% decline, the Insurance Risk Index is slightly less than it was during Q2 2006.

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