Filling out your March Madness brackets in the coming week might carry more risk than betting on the insurance industry right now. According to Chicago-based credit and information management firm TransUnion, U.S. insurance risk decreased during the latter months of 2010, falling to a near historical low.
TransUnion's Insurance Risk Index for Q4 2010 stands at 99.13, which is three basis points lower than Q3 2010, and 18 basis points (or 0.2%) lower than Q4 2009. Developed as a risk barometer specifically for the insurance industry, the Insurance Risk Index is designed to show the relative expected loss ratio for market segments throughout the country.
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