Lawrenceville, Ill. - UnitedHealthcare's Golden Rule Insurance Co. is offering its HSA customers a selection of mutual fund investment options as well as a debit card and online account management and bill paying services through Salt Lake City-based Exante Bank.Golden Rule helped pave the way for HSAs when it introduced a medical savings account more than a decade ago. More than 41% of the Lawrenceville, Ill.-based insurer's customers currently are covered by health insurance plans that include health savings accounts. As of June 30, 2006, these customers had accumulated more than $170 million in their health savings accounts; the average account balance exceeded $2,400.

With Exante Bank serving as custodian, Golden Rule HSA customers earn 4% to 5% interest on their FDIC-insured accounts. Once the balance in their health savings account reaches $2,000, customers have the option to invest any amount in excess of $2,000 in a choice of eight no-load mutual funds, all of which have a Morningstar rating of 4-Stars or higher.

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