Insurers likely face a future that includes more regulations, more demanding consumers, more challenging investment markets, more catastrophe losses and much more data to be consumed, managed and analyzed, according to “Top Five Disrupters in the Next Five Years for Insurers,” a report from Novarica.

The top five potential disrupters to the P&C industry in the next five years, according to survey results, are: shifting market needs (42 percent), regulations (16 percent), big data and analytics (14 percent), catastrophes (11 percent) and the financial environment (9 percent), 9 percent of respondents choose “other.”

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