There are many technology trends that could impact the insurance business over the next few years, but the most potentially disruptive is the “Internet of Things.”

The Internet of Things is emerging because so many things are becoming IP-enabled, including automobiles, homes and facilities. This will also include humans through wearables like Google Glass, Apple Watch, and embedded processors in shoes and clothing. There could easily be more than 100 billion things, and billions of people, linked to the Internet by the end of this decade.

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