Insurers are well aware of the claims that can arise as a result of driving while distracted. And if distracted driving seems to be the risk of the day for drivers, it is most notable among teens. Technology in the form of cell phone talking and texting, along with drinking and other factors that cause teens to pay less attention to the road are cause for concern among parents. Yet according to a new survey from Allstate, parents are less worried about their own children driving, especially if they are affected by strong graduated driver licensing laws.

Although both parents of teen drivers worry about their teenager texting or being distracted by friends while driving—73 percent say this concerns them "a great deal"—than the possibility of their children drinking and driving—50 percent—more mothers worry "a great deal" about texting and distracted driving than fathers, by a margin of 75 percent to 69 percent.

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