Washington - The National Association of Professional Insurance Agents (PIA), a Washington, D.C.-based national association that represents member insurance agents and their employees who sell and service all kinds of insurance, but specialize in coverage of automobiles, homes and businesses, has reaffirmed its opposition to any proposals that call for a so-called "optional" federal charter for insurers.

"Those who want to dismantle state regulation of insurance and replace it with a federal government takeover are at it again," said PIA executive vice president and CEO Len Brevik. "It is critical that we send out this early warning to the states, because not everyone may yet be aware that state-based insurance regulation is about to come under renewed attack."

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