From a growth and profitability standpoint, small- and mid-sized personal lines insurers appear to have fared better than large ones over the past decade, according to a report from Conning, the research and consulting firm.
Conning’s growth and profit leaders, a group of 18 personal lines insurers, are diverse, ranging in size from below $100 million in premium those with premium greater than $10 billion. But of the 56 companies with personal lines direct premiums written in excess of $500 million in 2012, only four: GEICO and Infinity Property & Casualty in auto, and ASI in homeowners and USAA on both lists, qualified for the list of longer-term profitable, growing insurers.
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