Credit and information management firm TransUnion released end of third-quarter results of its proprietary Auto Insurance Risk Index, noting a slight increase of 0.03 percent after four consecutive quarterly declines. The index now registers 98.85, three basis points higher than Q2 2011; 31 basis points lower than a year ago at this time; and 73 basis points lower than its recessionary peak in Q2 2009.

TransUnion’s Auto Insurance Risk Index was developed as a risk barometer specifically for the auto insurance industry and is designed to illustrate the relative expected insurance loss ratio for market segments throughout the country.

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