No matter how many times phrases like innovation and disruption are touted, there's one underlying factor that all these technologies help deal with in one way or another — data. 

“Certainly, data and what we do with it and how we can extract intelligence from it is a very driving part of what we do day-in and day-out,” says Justin Manley, CIO – Americas, Torus Insurance. “Data is key for any business, whether it’s got two employees or 200,000 employees — it doesn’t matter, it’s incredibly important.”

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